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Buy or Lease

Buy or Lease

Unsure whether to buy or lease your next car?  Click here for guidance...  Buy vs Lease

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First Portfolio

First Portfolio

Want to assist your kids or grandkids on the path to their own financial freedom?  Here's a way to help them take the first step... First Portfolio

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Excellent financial literacy website for younger consumers

Excellent financial literacy website for younger consumers

 

Looking for an unbiased source of knowledge for expanding financial literacy for you, your children, your grandchildren?

 

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Excellent financial literacy website for younger consumers

Excellent financial literacy website for younger consumers

Looking for an unbiased source of knowledge for expanding financial literacy for you, your children, your grandchildren?  

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The Power of Compounding

The Power of Compounding

Einstein called compounding the most powerful force in the universe. Find out why starting now is a good idea!

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Tax Savvy Investing

Tax Savvy Investing

The value added through efficient tax management of investments.

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Cost of a College Education

Cost of a College Education

Updated figures on the cost of a college education.

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How much should I save for retirement?

How much should I save for retirement?

How much should you save for retirement?  With a persistent emphasis on the need to save for retirement, it is also important to consider how much you should be saving for retirement.  Well-respected economists at Morningstar have developed savings rate guidelines to assist… 

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How much can I contribute to my 401(k)?

How much can I contribute to my 401(k)?

How much can I contribute to my 401(k)?  A 401(k) plan, also known as a defined contribution or DC plan, is a great way to save for a secure future, but there are limits to how much you can save each year…

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Should I invest or pay off my credit card?

Should I invest or pay off my credit card?

Should I invest or pay off my credit card?  There are always many demands on your paycheck, but a big question is whether to focus on today (credit card debt) or tomorrow (saving for retirement).  The answer involves balance…

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Using the Ascensus Retirement Calculator

Using the Ascensus Retirement Calculator

In addition to saving for retirement, its important to periodically check if the amount youre saving is on track to cover your future retirement needs. Ascensus offers a Retirement Plan Calculator on their website which calculates an estimate of how much youll need for retirement based on your age, plan balance and the amount you are regularly contributing to your plan. Are you on track to reach your goals?

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Qualified Small Business Stock: An Often Overlooked Tax Windfall

Qualified Small Business Stock: An Often Overlooked Tax Windfall

Learn about one of the best breaks around...qualified small business stock (QSBS).

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My Classroom Economy

My Classroom Economy

 A Vanguard employee was sitting down to dinner with her family when her 10-year-old son Ryan said, “I wonder when I’m going to be able to pay off my mortgage.” ...

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Featured

Some Interesting New Data on 401(k) Plans

Some Interesting New Data on 401(k) Plans

BrightScope and the Investment Company Institute recently collaborated to produce this report on the current state of 401(k) plans based on an analysis of over 35,000 plans in BrightScope’s database as of 2012 (the latest year available). As of 6/30/2014, of the $24 trillion of U.S. retirement plan assets, 401(k) plans comprised 18.3% or $4.4 trillion, as shown in the pie chart below.

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Mutual Fund Expenses Star Ratings Performance

Mutual Fund Expenses Star Ratings Performance

 Pop culture and investing rarely cross paths. After all, pop culture is hip, exciting, and flashy. Conversely, we’ve seen that successful investing is generally anything but. Nevertheless, the last decade or so has seen the rise of an internet meme that may be applicable to the investing world—“FAIL.”

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What Rate of Return Should I Expect on My 401(k)

What Rate of Return Should I Expect on My 401(k)

An employer-sponsored retirement plan such as a 401(k) can be a valuable tool in accumulating savings for the long-term. Plans differ from employer to employer, but each company that offers a 401(k) plan provides an opportunity for employees to contribute money through paycheck deferrals as a percentage of wages. 

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Einstein: Compound Growth the Most Powerful Force

Einstein: Compound Growth the Most Powerful Force

Albert Einstein called compound interest the most powerful force in the universe.

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1225 Hits

Einstein: Compound Growth the Most Powerful Force

Einstein: Compound Growth the Most Powerful Force

Albert Einstein called compound interest the most powerful force in the universe.

...
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1356 Hits

What Defines Long Term Investing?

What Defines Long Term Investing?

 How long is long term?

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TWM Diversification Process

TWM Diversification Process

But how does one go about diversifying a portfolio?

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