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Performance Gap: The High Cost of Thinking Short-Term

Performance Gap: The High Cost of Thinking Short-Term

Here's a great article from Sunday’s New York Times about one of the key points we talked about in your plan's educational seminar. Why does the average fund investor underperform market indexes so badly? What can you do to close the performance gap?

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Target Allocation Portfolios Brochure

Target Allocation Portfolios Brochure

Life and work are so busy these days, its no wonder that investment planning often falls to the bottom of the list. Your plans Target Allocation Portfolios offer a single-choice approach to retirement investing and an easy way to achieve immediate diversification based on your risk profile...

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What Rate of Return Should I Expect on My 401(k)

What Rate of Return Should I Expect on My 401(k)

An employer-sponsored retirement plan such as a 401(k) can be a valuable tool in accumulating savings for the long-term. Plans differ from employer to employer, but each company that offers a 401(k) plan provides an opportunity for employees to contribute money through paycheck deferrals as a percentage of wages. 

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Einstein: Compound Growth the Most Powerful Force

Einstein: Compound Growth the Most Powerful Force

Albert Einstein called compound interest the most powerful force in the universe.

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Don't Shoot Yourself in the Foot: Our Own Behavior Can Make Stocks More Risky

Don't Shoot Yourself in the Foot: Our Own Behavior Can Make Stocks More Risky

Warren Buffett cites Brutus in his 50th annual Berkshire Hathaway shareholder letter about how so many investors shoot themselves in the foot...

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What to Do When Markets Are Volatile

What to Do When Markets Are Volatile

If market volatility has you second guessing your investment strategy or whether you should stay in the market, here are some tips on steps you should — and shouldn't — take...

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What Defines Long Term Investing?

What Defines Long Term Investing?

How long is long term? 

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TWM Diversification Process

TWM Diversification Process

But how does one go about diversifying a portfolio?

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Index Investing: A Simple, Low Cost Solution For Retirement Plans

Index Investing: A Simple, Low Cost Solution For Retirement Plans

401(k) Sponsors and participants share some common concerns: market risk, not saving enough for retirement and the impact fees may have on hard-earned savings. This brochure explains how index investing can help.

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Stock Market Corrections: What History Says

Stock Market Corrections: What History Says

Many individual investors sell when the market declines out of fear it will never come back. The data actually says the opposite...

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Six Wall Street Moves You Should Never Emulate

Six Wall Street Moves You Should Never Emulate

 Key Takeaway: You should never try to emulate Wall Street investors who have a history of repeating these bad mistakes:

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Advice for a Market Downturn: Have a Calm Heart and a Clear Mind

Advice for a Market Downturn: Have a Calm Heart and a Clear Mind

The markets have been on a tear following the recovery from the financial crisis—with some pundits saying a market correction is due. Here’s how to prepare yourself.

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Age My Face: Strategies to Increase Savings, Change Behavior

Age My Face: Strategies to Increase Savings, Change Behavior

Did you know that looking at a picture of yourself ten to twenty years down the road might help you to be a better saver?

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Digital Asset Protection

Digital Asset Protection

Traditionally, we've focused on your physical and financial assets.  However, these aren’t the only assets that need attention – you should also think about protecting your digital assets.  

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Q4 2014 401(k) Plan Participant Letter

Q4 2014 401(k) Plan Participant Letter

 The personal rate of return, which each participant can view by logging in to their account on the plan website, offers the best information because it takes into account your individual deposits and withdrawals which means your performance will differ a bit from your fellow employees. 

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Q3 2014 401(k) Plan Participant Letter

Q3 2014 401(k) Plan Participant Letter

 Derek Jeter, the iconic star of the New York Yankees, retired this season after 20 years in the major leagues. Many attributes displayed by Jeter during his baseball career translate to the invest- ment arena.

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What Researchers Learned from Visits to Financial Advisers

What Researchers Learned from Visits to Financial Advisers

The National Bureau of Economic Research recently sent actors to visit Boston-area financial advisers to seek advice on how to invest their retirement savings. Here's what they found.

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Q2 2014 401(k) Plan Participant Letter

Q2 2014 401(k) Plan Participant Letter

JP Morgan once was asked his opinion on stock prices, and he famously replied, They will fluctuate.But US stocks haven't experienced even a 10% correction in 3 years. Thats unusual but not unheard of.

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Q1 2014 401(k) Plan Participant Letter

Q1 2014 401(k) Plan Participant Letter

 After a frosty January, the S&P 500 and the eponymous Van- guard 500 Index Fund warmed up to finish the first quarter with a middling gain of 1.8%.

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