The word "goals" seems to generate a certain sort of emotional weight, for many, it's a roll-your-eyes-sort-of-dread ... “Not this again.” But we've found the following ideas to be helpful as we enter the annual season of goal setting.
You want to be a team when it comes to your money...but you're not. Here's why — and what you can do.
Increasing your savings by just 1% more now could mean living the retirement you want.
Proper planning can help you avoid financial shocks in retirement.
Thanks in large part to a bull market that has lasted the better part of six years, retirement may be looking more doable than you thought, sooner than you thought. Such happy thoughts are likely cycling through the minds of many 50- and 60-somethings these days. What seemed like a distant dream in the wake of the financial crisis--a financially comfortable retirement--is starting to look eminently possible.
One in 10 American workers isn't saving for retirement, according to a survey that accompanied Bankrate's Financial Security Index for August. And their numbers are increasing, even though the economy has improved.
Einstein called compounding the most powerful force in the universe. Find out why starting now is a good idea!
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The value added through efficient tax management of investments.
Updated figures on the cost of a college education.
How much should you save for retirement? With a persistent emphasis on the need to save for retirement, it is also important to consider how much you should be saving for retirement. Well-respected economists at Morningstar have developed savings rate guidelines to assist…
How much can I contribute to my 401(k)? A 401(k) plan, also known as a defined contribution or DC plan, is a great way to save for a secure future, but there are limits to how much you can save each year…
Should I invest or pay off my credit card? There are always many demands on your paycheck, but a big question is whether to focus on today (credit card debt) or tomorrow (saving for retirement). The answer involves balance…
Traditionally, we've focused on your physical and financial assets. However, these aren’t the only assets that need attention – you should also think about protecting your digital assets.
Did you know that looking at a picture of yourself ten to twenty years down the road might help you to be a better saver?
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