Many individual investors sell when the market declines out of fear it will never come back. The data actually says the opposite...

 Key Takeaway: You should never try to emulate Wall Street investors who have a history of repeating these bad mistakes:

The markets have been on a tear following the recovery from the financial crisis—with some pundits saying a market correction is due. Here’s how to prepare yourself. 

Rethinking bond allocations

Winston Churchill once said "It would be a great reform in politics if wisdom could be made to spread as easily and rapidly as folly". The similarity with investing is uncanny.

What does life look like when you stop focusing so much on achievement and spend more time working on your morality and inner character?

It seems like the world has suddenly discovered that index funds are the way to go. Here are links to two recent New York Times articles citing new research on the subject:

“We know the future will outlast all of us, but all of us will live on in the future we make.”  Ted Kennedy

It is estimated that by the year 2030, there will be 58.9 million people in the U.S. over the age of 65—and many of these individuals will still be drivers.

 Every other morning, a good friend of mine who is a triathlete goes to the local pool for lap swim before going into work. There are three lanes: slow, medium and fast.  Which lane do you think is the fastest? Turns out it’s not the fast lane.

Almost everything we’re taught about money is: saving good, spending bad. But what if it's neither...

Named after Janus, the Roman god of passageways, the first month of the year is a good time for looking back at what happened last year and for peering toward the future.

After analyzing 325,000 investor portfolios, SigFig finds that investors who trade frequently actually see lower returns than their peers who are more hands-off... 

Experiments show we are hard-wired to let our emotions steer financial decisions, often in the wrong direction...

Contribution limits for employees in 401(k), 403(b), most 457 plans and the federal government’s Thrift Savings Plan will increase from $17,500 to $18,000 next year, the IRS announced Thursday.

Checking with the Man on the Moon

Despite return of volatility, the investment world looks the same as it always has. What's unusual is the lack of volatility over the last few years as the market took “two steps forward”, not the “one step back” which has been occurring recently...

Last week was uncomfortable for market watchers.

Interesting thoughts on moral licensing and how it can impact financial behavior. Perhaps we’d all be better served by being a little more mindful…

The investment behavior of households could be influenced by their own past experience, especially by the return performance of their portfolios.

Don't predict the future, prepare for it.

As I will be on vacation next week, I wanted to provide an early mid-year investment update, along with some perspectives on market valuations and what may be driving stock prices higher. I look forward to discussing it with you when I return. In the meantime, please don’t hesitate to call Carla or Andy if anything arises. I will be in touch daily.