Monthly educational slide presentation to help you maximize your plan

Goals… a short Guide

Goals… a short Guide

The word "goals" seems to generate a certain sort of emotional weight, for many, it's a roll-your-eyes-sort-of-dread ... “Not this again.” But we've found the following ideas to be helpful as we enter the annual season of goal setting.

...
read more

401k Participants Look to Lotto Winners for Withdrawal Advice

401k Participants Look to Lotto Winners for Withdrawal Advice

All who chose annuitized payment happy with their choice

read more

Shocker! (Not): 401k Participants Want Help With Rollovers

Shocker! (Not): 401k Participants Want Help With Rollovers

 

Eight in 10 DC plan participants talk to an advisor

read more

A Wellness Check for your Retirement Plan

A Wellness Check for your Retirement Plan
By Christine Benz | 01-19-2017 

Christine Benz shares the keys to determining if your retirement plan is on track.

read more

How to Prioritize Retirement Savings

How to Prioritize Retirement Savings

Take a step back and look at your household balance sheet to make sure your savings dollars are generating the highest return, says Morningstar's Christine Benz.

...
read more

Retirement Savings Options: Traditional vs. Roth

Retirement Savings Options: Traditional vs. Roth

This month, we’re talking about the different retirement saving options available to employees and the contribution limits for each option.

read more

Are you living within your means?

Are you living within your means?

This is a crucial question, particularly when it comes to achieving your long-term financial goals. 

read more

How to Bridge a Retirement Shortfall

How to Bridge a Retirement Shortfall

A combination of incremental, not revolutionary, changes can help bridge the gap.

read more

Tax Savings

Tax Savings

This is the time of year when saving on taxes is on everyone’s mind. 

read more
Featured

Retirement Savings Options

Retirement Savings Options

In prior months, this letter has provided guidance on how much and why you should be saving for retirement.  As a refresher, previous letters are available here.  This month, we’re talking about the different retirement saving options available to employees and the contribution limits for each option

read more

Why is it so important to Save for Retirement?(Part 2)

Why is it so important to Save for Retirement?(Part 2)

 According to the Social Security Administration, nearly 90% of people 65 and older receive monthly Social Security benefits with the average monthly benefit equal to $1,335. 

read more

Why is it so important to Save for Retirement?

Why is it so important to Save for Retirement?

Why is it so important to save for retirement (Part 1)?  Life Expectancy is a big reason.  In addition to Social Security benefits (more to come on this next month), your investment portfolio is likely to be your most significant source of financial support in retirement.  Naturally, the longer you live, the more financial support you will need and people do continue to live longer.  The following chart uses information from the Social Security Administration to compare the probability of living to a specific age for someone born in 1950 versus 1990.  

read more

How much should I be saving?

How much should I be saving?

Beginning with the first paycheck you received, you’ve likely been hearing a consistent message from family, friends and employers encouraging you to save for retirement.  While this is certainly invaluable guidance, it’s not clear to most how much should be saved to reach a goal of financial independence.  Are you on track for a successful retirement? 

read more

What Can You Control?

What Can You Control?

Theoretically, the best investor is the one with a crystal ball – one who can see the future and capitalize on it.  In the absence of such a magical device, smart investors focus on what they can control to gain an advantage over other investors.

read more

Using the Ascensus Retirement Calculator

Using the Ascensus Retirement Calculator

In addition to saving for retirement, its important to periodically check if the amount youre saving is on track to cover your future retirement needs. Ascensus offers a Retirement Plan Calculator on their website which calculates an estimate of how much youll need for retirement based on your age, plan balance and the amount you are regularly contributing to your plan. Are you on track to reach your goals?

read more

About Us

CLIENT PORTAL

401K PLANS

Thinking Aloud Blog

The word "goals" seems to generate a certain sort of emotional weight...

Contact Us

30 Monument Square
Suite 101
Concord, MA 01742
978-287-5151
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Parking Instructions

Social Media: